What is PPSR? And Why is it Good for My Business

Hey guys, Nathan here.
Recently, I was in a conversation with a Bookkeeper and a client, and we were discussing PPSR.
It’s important for me to stay up to date with the latest regulations and practices that can impact the financial health of a business. One these is such practice that can be beneficial for businesses – the Personal Property Securities Register (PPSR).

So why is PPSR good for your business?

Security for your assets

As mentioned, by registering your security interests on the PPSR, your business can have greater security over your assets.
In the event of a debtor’s insolvency, secured creditors are given priority over unsecured creditors. By registering on the PPSR, businesses can ensure that their assets are considered secured and so, have a higher chance of being recovered.

Reduction of credit risk

By registering on the PPSR, your business can also reduce their credit risk. This is because creditors are more likely to extend credit to a business that has secured their assets. This increased security can also result in lower interest rates for credit, which can save businesses money in the long run.

Easy registration process

The registration process for PPSR is simple and can be completed online. This means that businesses can register their security interests without having to spend a lot of time or resources. Also, the cost of registration is low, making it an affordable option for businesses of all sizes.

Increased transparency

The PPSR also promotes transparency in business dealings. By registering on the register, businesses can view the security interests of other parties, providing greater transparency around the financial health of potential customers or partners.

Compliance with regulations

t’s important to note that registering on the PPSR is a legal requirement for businesses that wish to protect their assets in the event of a debtor’s insolvency. Failure to register can result in the loss of assets, which can be devastating for businesses of any size. Staying compliant with these regulations, you can ensure that you’re protected.
The PPSR can be a valuable tool for businesses of all sizes. Registering security interests on the PPSR, businesses can
  • protect their assets,
  • reduce credit risk, and
  • increase transparency in business dealings.


If you want to discuss, please feel free to contact either myself or the team at NGR Accounting on 02 9011 6669 or info@ngraccounting.com.au.


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Updated 9th May 2023